SKU/Artículo: AMZ-B0BS8NPFV2

Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691-1693r, as amended Revised: A Quick Reference Guide of the FCRA (CCPA Compliance)

Format:

Paperback

Hardcover

Paperback

Detalles del producto
Disponibilidad:
En stock
Peso con empaque:
0.38 kg
Devolución:
Condición
Nuevo
Producto de:
Amazon
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USA

Sobre este producto
  • FIXED - In a previous update, a file was corrupted in the book. This caused one section of the book to print illegibly. This corrupted file has been replaced as of June 2024 and the error is no longer shipping out to customers. Thank you for letting us know and your patience! NOW UPDATED JANUARY 2026 A simple but comprehensive revision of the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and the Electronic Fund Transfer Act updated in January of 2026 for quick reference. Beautiful high end pages make it great for sitting on a desk or coffee table while being convenient to tuck into your briefcase. Available in paperback and hard cover. INCLUDES:DefinitionsNoticesQuick Reference Contents TableAmendmentsEffective Dates FEATURES:Premium Soft Cover71 pagesHigh Quality Interior StockThe Equal Credit Opportunity Act (Title VII of the Consumer Credit Protection Act) prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or good faith exercise of any rights under the Consumer Credit Protection Act. The Act also requires creditors to provide applicants, upon request, with the reasons underlying decisions to deny credit. The Dodd-Frank Act added, among other things, a requirement that creditors provide to applicants a copy of all appraisals and other written valuations used in connection with the applicant’s application for first lien loans secured by a dwelling. The Fair Debt Collection Practices Act (“FDCPA”) prohibits deceptive, unfair, and abusive debt collection practices. Among other things, the FDCPA bars collectors from using obscene or profane language, threatening violence, calling consumers repeatedly or at unreasonable hours, misrepresenting a consumer’s legal rights, disclosing a consumer’s personal affairs to third parties, and obtaining information about a consumer through false pretenses. Because certain practices that violate the FDCPA also violate the FTC Act, the FTC also uses the FTC Act to halt unfair or deceptive debt collection practices. The Electronic Fund Transfer Act (Title IX of the Consumer Credit Protection Act) establishes the rights, liabilities and responsibilities of participants in electronic fund transfer systems. The Act requires financial institutions to adopt certain practices respecting such matters as transaction accounting, and error resolution, requires financial institutions and others to have certain procedures for preauthorized transfers, and sets liability limits for losses caused by unauthorized transfers. The Credit CARD Act and the Dodd-Frank Act made substantial amendments to this Act.
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